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New Century Bank is now Customers 1st Bank, only the name has changed... Click here for more FAQ
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Welcome to Customers 1st Bank.
We are not a new bank, but our approach is a new way of doing banking by putting our customers first and taking our bank to our customers through Concierge Banking.
New Century Bank is now Customers 1st Bank. (pdf)
Rates
| Minimum Opening Balance | Minimum Balance to Earn APY | Interest Rate | Annual Percentage Yield (APY) | |
| Certifcate of Deposit(CD) | ||||
| 3 Months 1 | $500.00 | $500.00 | 0.30% | 0.30% |
| 4 Months 1 | $500.00 | $500.00 | 0.45% | 0.45% |
| 6 Months 1 | $500.00 | $500.00 | 0.45% | 0.45% |
| 8 Months 1 | $500.00 | $500.00 | 0.75% | 0.75% |
| 10 Months 1 | $500.00 | $500.00 | 0.75% | 0.75% |
| 12 Months 1 | $500.00 | $500.00 | 0.75% | 0.75% |
| 13 Months 1 | $500.00 | $500.00 | 1.00% | 1.00% |
| 14 Months 1 | $500.00 | $500.00 | 1.00% | 1.00% |
| 18 Months 1 | $500.00 | $500.00 | 1.00% | 1.00% |
| 24 Months 1 | $500.00 | $500.00 | 1.19% | 1.20% |
| 27 Months 1 | $500.00 | $500.00 | 1.49% | 1.50% |
| 30 Months 1 | $500.00 | $500.00 | 1.49% | 1.50% |
| 36 Months 1 | $500.00 | $500.00 | 1.49% | 1.50% |
| 48 Months 1 | $500.00 | $500.00 | 1.64% | 1.65% |
| 60 Months 1 | $500.00 | $500.00 | 2.18% | 2.20% |
| 10 Month Special 1 | $500.00 | $500.00 | 1.98% | 2.00% |
| Small Business Interest Checking 2 | ||||
| $50.00 | $0.01 | 0.25% | 0.25% | |
| Business Money Market 2 | ||||
| $50.00 | $1,000.00 | |||
| Daily Balances of: | ||||
| $1,000 - $9,999.99 | 0.35% | 0.35% | ||
| $10,000.00 - $24,999.99 | 0.65% | 0.65% | ||
| $25,000.00 - $49,999.99 | 0.75% | 0.75% | ||
| $50,000.00 - $499,999.99 | 0.75% | 0.75% | ||
| $500,000.00 and above | 0.75% | 0.75% | ||
| Platinum Checking 2 | ||||
| $25,000.00 (combined balance) | $0.01 | 0.10% | 0.10% | |
| Statement Savings 2 | ||||
| $50.00 | $50.00 | 0.35% | 0.35% | |
| Super Century Saver 2 | ||||
| $1,000.00 | $1,000.00 | 0.65% | 0.65% | |
| Reserve Savings Account 2 | ||||
| $10.00 2 | $0.01 | 1.39% | 1.40% | |
| Money Market Account 2 | ||||
| $50.00 | $50.00 | |||
| Daily Balances of: | ||||
| $50.00 - $9,999.99 | 0.50% | 0.50% | ||
| $10,000.00 - $24,999.99 | 0.65% | 0.65% | ||
| $25,000.00 - $49,999.99 | 0.75% | 0.75% | ||
| $50,000.00 - $499,999.99 | 0.75% | 0.75% | ||
| $500,000.00 and above | 0.75% | 0.75% | ||
| Summer Money Market Promotion 2 | ||||
| $0.00 - $9,999.99 2 | 1.00% | 1.00% | ||
| $10,000.00 and above 2 | 1.99% | 2.00% |
| 0 | Fees could reduce the earnings on the account. Interest rates and annual percentage yields are subject to change at any time. |
| 1 | A penalty may be imposed for early withdrawal |
| 2 | The interest rate and annual percentage yield may change after account opening. This rate chart contains information about interest rates and annual percentage yields for some of the accounts we offer. All Money Market Accounts - The minimum balance to avoid per month charge of $5.00 is $1,000.00 |
New Century Bank, doing business as Customers 1st Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2013, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. Minimum FDIC coverage of $250,000.00.
Corporate Headquarters: 99 Bridge Street, Phoenixville, PA 19460 • 610.933.2000
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