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New Century Bank is now Customers 1st Bank, only the name has changed... Click here for more FAQ
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Welcome to Customers 1st Bank.
We are not a new bank, but our approach is a new way of doing banking by putting our customers first and taking our bank to our customers through Concierge Banking.
New Century Bank is now Customers 1st Bank. (pdf)
Personal Checking Accounts
Saving You time and money
Customers 1st Bank offers two checking accounts that will save you money, and along with our Bill Pay will save you time as well.
Platinum Checking
- NO FEES for bouncing checks for non-sufficient funds or uncollected funds.
- Additional ¼% added to the regular interest rate on CDs – even when they mature and rollover! *
- Discount of ¼% off the regular interest rate on home equity loans and home equity lines of credit when paid monthly with auto-pay from your Customers 1st account. *
- Free Customers 1st Bank style checks or a $10 credit toward an alternate design of your choice.
- Free Bill Pay.
- Free Visa Check Card with higher available limits for ATM and Point of Sale transactions. *
- Competitive rate of interest.
- No fees for cashier or regular traveler’s checks.
- 50% discount on safe deposit box rentals (subject to availability).
- Minimum to open the account is only $10.
- For each statement period, you must maintain an average balance of $25,000 in any combination between your personal deposit accounts and / or outstanding balances on your home equity loan or home equity line of credit. Personal deposits include: checking, savings, money market savings, certificates of deposit, IRAs.
- You must initiate at least 10 transactions in your Platinum Checking account per statement period. Transactions include electronic direct deposit, checks posted against your Platinum Checking account, electronic bill pay, Visa Check Card Point of Sale signature transactions.
FREE Checking
- No minimum balance required.
- No monthly service fee.
- Unlimited check writing with no per-check fees.
- Minimum to open the account is only $10.
- Only $20 for non-sufficient or uncollected funds fee.
New Century Bank, doing business as Customers 1st Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2013, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. Minimum FDIC coverage of $250,000.00.
Corporate Headquarters: 99 Bridge Street, Phoenixville, PA 19460 • 610.933.2000
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