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New Century Bank is now Customers 1st Bank, only the name has changed... Click here for more FAQ
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Welcome to Customers 1st Bank.
We are not a new bank, but our approach is a new way of doing banking by putting our customers first and taking our bank to our customers through Concierge Banking.
New Century Bank is now Customers 1st Bank. (pdf)
Business Loans
Offering a wide variety of commercial loans
Customers 1st Bank offers a wide range of commercial loan products designed to meet the individual needs of businesses in the community. Our staff of professional lenders is committed to building business relationships that provide a complete offering of financial services to our business clientele in order to meet their present and future needs.
Business Lines of Credit
The perfect loan product to provide working capital, supplement cash flow, finance receivables, or purchase inventory.
- Competitive rates
- No application fee
- Automatic payment from Business Checking
Construction Loans and Credit Lines
- Commercial construction to permanent financing options
- Interest only during construction period
Commercial Mortgages
Customers 1st Bank’s commercial mortgages are available for property purchases, upgrading an existing building, expansion, renovations or improvements. Additionally capital may be secured for land purchases, construction, mixed use properties, investment properties, owner-occupied properties or refinancing.
- 1-year, 3-year and 5-year alternatives
- Competitive variable rates
- No application fee on amortizing mortgages
- No balloon mortgages
- No repeat appraisals required during original term of loan
Business Installment Loans
A great loan product to use for expansion, capital improvements, equipment financing, and other major business needs.
- Fixed amount with equal monthly payments of principal and interest
- Competitive rates
- Automatic payment from Customers 1st’s Business Checking Account
Government Guaranteed Loan Programs
- SBA 7(a)
- SBA 504
- USDA B&I
- Small / Rural Lender’s Advantage
Please contact one of our experienced Commercial Bankers today:
Jim Collins (610) 209-2219 – Director of Small Business Banking & SBA Lending
Ed Gallagher (610) 917-3267 – Business Banking
Ken Keiser (484) 923-8800 – Commercial Real Estate
Sam Macrina (484) 923-8802 – Commercial & Industrial
Mike Pickert (610) 917-3268 – Business Banking
Jay Power (610) 356-5127 – Business Banking
New Century Bank, doing business as Customers 1st Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2013, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. Minimum FDIC coverage of $250,000.00.
Corporate Headquarters: 99 Bridge Street, Phoenixville, PA 19460 • 610.933.2000
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